Available below are recent issues of “Perspectives” – research documents which highlight academic and knowledge themes regarding savings and retail banks. More titles are available via mail and can be accessed in Brussels. If you would like to obtain any of the titles that are not available electronically, please contact us.


 n° 65 Financial inclusion in Spain: a comparative stud among banks, savings banks and cooperative banks 
 n° 63 200 Years of Savings banks A stong and lasting business model for responsible, regional retail banking
 n° 62Access to Finance and Corporate Governance 
Full text (English only) - Summary (English version) - Summary (French version) - Summary (Spanish version)
 n° 61Bank dependency during SMEs' International expansion
 n° 60Islamic Banking and Finance - Insight on possibilities for Europe
Executive summary in English, French and Spanish
 n° 59Beyond microcredit: the role of savings banks in microfinance - Experiences from Latin America, Africa and Asia  
Executive summary in  English, French and Spanish
 n° 58Balanced structural policy: German savings banks from a regional economic perspective
 n° 57

Measuring the social dividend in WSBI members'activities: revealing the hidden elements 
Executive summary in  English, French and Spanish

 n° 56Who are the clients of savings banks?
 n° 55European savings banks: from social commitment to corporate social responsibility (9th European Symposium on Savings Banks History)  
 n° 54Varieties within capitalism? The modernisation of French and Italian savings banks,1980-2000
 n° 53Best of WSBI member trainings on savings mobilisation: ten years of sharing innovations in the savings market
 n° 52Savings banks and the double bottom-line - A profitable and accessible model finance
 n° 51Savings banks: A dynamic strategy based on a strong identity 8th European Symposium on Savings banks history - 13-14 May 2006
 n° 50Microcredit in Europe: The experience of the savings banks link
 n° 49Access to finance - What does it mean and how do savings banks foster access

Previous Perspectives – Not available in electronic format 

n° 48 The legal environment of savings banks in Europe
n° 47

The provision of microfinance services by savings banks - Selected experiences from Africa, Asia and Latin America (October 2004)

n° 46Access to Finance Conference Proceedings - Co-organised by the WSBI and the World Bank (28-29 October 2004)
n° 45The Russian banking sector and the leading role of Sberbank
n° 44The future organisation of financial regulation and supervision in the European Union - Position of the European Savings Banks Group
n° 43The reform of postal savings systems in the West African Monetary Union
n° 42Savings banks between state and market. 7th European symposium on savings banks history
n° 4119th World Congress of savings banks
n° 40The future of retail banking in Europe: the Fortis view
n° 39The challenges of retail banking in Asian Countries
n° 38Implementation of Directive 95/46/EC on personal data protection - Impact on the European savings banks
n° 37A strong support for the regions - A German experience
n° 36Moving towards efficiency: A study of the postal savings banks of Kenya and Tanzania
n° 35Implementation of the Money Laundering Directive by the European savings banks (special edition in GB/D/F)
n° 34Trends and developments in retail banking in Europe
n° 33The reform of the French savings banks
n° 32Savings banks law in Central Europe
n° 31The Euro a challenge for the municipalities and their businesses
n° 30A vision for the future of International cooperation
n° 27The law of savings banks and their central institutions
n° 26WSBI Activity Report - 1996
n° 25Decentralised banking structure: an anchor of stability for the financial system?
n° 24SMEs : Good Practice of the savings banks
n° 23Moving money in Europe
n° 22The German and the French savings banks and the construction of Europe
n° 21Savings and development - An example in the Ivory Coast
n° 20The legal practice of the savings banks
n° 19The euro, legal aspects (2)
n° 18The 18th World Congress of the savings banks (2 volumes)
n° 17The euro: Advice for business
n° 16WSBI Activity Report
n° 15The role of savings banks in transition economies
n° 14The savings banks and SME : an effective partnership
n°13The savings banks of Europe and the prevention of money laundering
n° 12The euro, legal aspects
n° 11The identity of savings banks in Europe, the Spanish viewpoint
n° 10Virtual Banking: A challenge for the savings banks too
n° 9Bilateral co-operation of savings banks in Europe
n° 8Money, consumers and savings banks
n° 7A monetary union for the Europe of regions
n° 6Support to SMEs in Europe: EURO-SOFAC’s contribution
n° 5New ways for the provision of local public services in Europe (not available)
n° 4Savings banks span the global economy
n° 3The European savings banks and the Monetary Union
n° 2The organisation of the World Savings Banks Institute
n° 1The role of the savings banks in the economy

Perspectives 57 cover 
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